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Learn about the people, housing, costs and businesses in Efland, North Carolina
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Efland.
True all-in cost — P&I, taxes, insurance & utilities for homes in Efland.
Find and compare lenders active near Efland.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Efland.
Seismic risk and earthquake insurance estimates for Efland.
Wildfire exposure and insurance estimates for Efland.
As of today, the 30-year fixed mortgage rate for Efland is approximately 6.917% (6.954% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for EflandThe median home value in Efland is $249k. The median monthly rent is $921. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Efland have increased 51.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $887/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Efland is $64k/year.
Calculate your buying powerThe largest employment sectors in Efland are public administration (41%) and healthcare (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.