Local
Learn about the people, housing, costs and businesses in El Rancho Vela, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in El Rancho Vela.
True all-in cost — P&I, taxes, insurance & utilities for homes in El Rancho Vela.
Find and compare lenders active near El Rancho Vela.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for El Rancho Vela.
Seismic risk and earthquake insurance estimates for El Rancho Vela.
Wildfire exposure and insurance estimates for El Rancho Vela.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for El Rancho Vela is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for El Rancho VelaThe median home value in El Rancho Vela is $125k. The median monthly rent is $718. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in El Rancho Vela have increased 13.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $558/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in El Rancho Vela is $48k/year.
Calculate your buying powerThe largest employment sectors in El Rancho Vela are public administration (34%) and information and media (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.