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Learn about the people, housing, costs and businesses in Elberfeld, Indiana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Elberfeld.
True all-in cost — P&I, taxes, insurance & utilities for homes in Elberfeld.
Find and compare lenders active near Elberfeld.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Elberfeld.
Seismic risk and earthquake insurance estimates for Elberfeld.
Wildfire exposure and insurance estimates for Elberfeld.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Elberfeld is approximately 7.059% (7.101% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ElberfeldThe median home value in Elberfeld is $175k. The median monthly rent is $830. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Elberfeld have increased 6.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,002/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Elberfeld is $87k/year.
Calculate your buying powerThe largest employment sectors in Elberfeld are retail (21%) and public administration (21%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.