Local
Learn about the people, housing, costs and businesses in Elfin Cove, Alaska
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Elfin Cove.
True all-in cost — P&I, taxes, insurance & utilities for homes in Elfin Cove.
Find and compare lenders active near Elfin Cove.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Elfin Cove.
Seismic risk and earthquake insurance estimates for Elfin Cove.
Wildfire exposure and insurance estimates for Elfin Cove.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Elfin Cove is approximately 7.097% (7.143% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Elfin CoveThe median home value in Elfin Cove is $263k. The median monthly rent is $1,014. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $566/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $24k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Elfin Cove is $61k/year.
Calculate your buying powerThe largest employment sectors in Elfin Cove are public administration (24%) and agriculture and mining (21%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.