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Learn about the people, housing, costs and businesses in Elk Point, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Elk Point.
True all-in cost — P&I, taxes, insurance & utilities for homes in Elk Point.
Find and compare lenders active near Elk Point.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Elk Point.
Seismic risk and earthquake insurance estimates for Elk Point.
Wildfire exposure and insurance estimates for Elk Point.
As of today, the 30-year fixed mortgage rate for Elk Point is approximately 6.981% (7.020% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Elk PointThe median home value in Elk Point is $238k. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Elk Point have increased 4.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,010/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Elk Point is $95k/year.
Calculate your buying powerThe largest employment sectors in Elk Point are public administration (21%) and wholesale trade (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.