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Learn about the people, housing, costs and businesses in Elkins, West Virginia
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Elkins.
True all-in cost — P&I, taxes, insurance & utilities for homes in Elkins.
Find and compare lenders active near Elkins.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Elkins.
Seismic risk and earthquake insurance estimates for Elkins.
Wildfire exposure and insurance estimates for Elkins.
As of today, the 30-year fixed mortgage rate for Elkins is approximately 6.906% (6.942% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ElkinsThe median home value in Elkins is $157k. The median monthly rent is $879. Annual property taxes average $747. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Elkins have increased 3.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $732/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $31k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Elkins is $43k/year.
Calculate your buying powerThe largest employment sectors in Elkins are public administration (31%) and healthcare (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.