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Ellendale Mortgage Calculator

Estimate your true cost of homeownership in Ellendale with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,198
P&I Payment$765
Taxes & Ins$194
Utilities$239
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Mortgage Details

$143,749
Local Median: $143,749
$28,750 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,198

Monthly Breakdown

Principal & Interest
$765
Property Taxes
$118
Homeowners Ins.
$76
Utilities
$239

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$160,573

Local Housing Facts for Ellendale

  • ·Median home value: $143,749 (adjusted for current market conditions)
  • ·Est. property taxes: $1,417/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $906/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,865/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ellendale?

Based on the local median home value, estimated real estate property taxes in Ellendale are around $1,417 per year.

What is the average home price in Ellendale?

The median home value in Ellendale is currently estimated at $143,749.

How much does homeowners insurance cost in Ellendale?

For a median priced home, homeowners insurance in Ellendale averages around $906 annually.

What is the true total cost of owning a home in Ellendale?

True homeownership costs go beyond principal and interest. In Ellendale, a typical homeowner with a median-priced home of $143,749 can expect to pay roughly $1,417/yr in property taxes, $906/yr for homeowners insurance, and $2,865/yr in energy utilities. That adds approximately $432 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.