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Ellsworth Mortgage Calculator

Estimate your true cost of homeownership in Ellsworth with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,174
P&I Payment$773
Taxes & Ins$180
Utilities$221
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Mortgage Details

$144,193
Local Median: $144,193
$28,839 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,174

Monthly Breakdown

Principal & Interest
$773
Property Taxes
$122
Homeowners Ins.
$58
Utilities
$221

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$162,885

Local Housing Facts for Ellsworth

  • ·Median home value: $144,193 (adjusted for current market conditions)
  • ·Est. property taxes: $1,460/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $700/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,648/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ellsworth?

Based on the local median home value, estimated real estate property taxes in Ellsworth are around $1,460 per year.

What is the average home price in Ellsworth?

The median home value in Ellsworth is currently estimated at $144,193.

How much does homeowners insurance cost in Ellsworth?

For a median priced home, homeowners insurance in Ellsworth averages around $700 annually.

What is the true total cost of owning a home in Ellsworth?

True homeownership costs go beyond principal and interest. In Ellsworth, a typical homeowner with a median-priced home of $144,193 can expect to pay roughly $1,460/yr in property taxes, $700/yr for homeowners insurance, and $2,648/yr in energy utilities. That adds approximately $401 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.