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Cost of Living in Ellsworth County

Is it better to rent or buy in Ellsworth County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$64,964
$710/mo

Median in area: $710

$117,928

Median in area: $117,928

$23,586

If you Rent

🔑
$964 /mo
Base Rent$710
Est. Utilities$254
% of Income17.8%
Pre-tax Residual$4,450

If you Buy

🏠
$1,159 /mo
P&I (7.291%)$646
Taxes & Ins$259
Est. Utilities$254
% of Income21.4%
Pre-tax Residual$4,254

Compare Nearby Areas

See how Ellsworth County stacks up against neighboring areas.

countyRussell County, KS
$793/mo
countyBarton County, KS
$774/mo
countySaline County, KS
$1,011/mo
countyLincoln County, KS
$634/mo
countyRice County, KS
$737/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Ellsworth County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Ellsworth County. The estimated all-in monthly cost for renting is $964, while owning a median-priced home with a 20% down payment is roughly $1,159 per month (a difference of $195).

How much do utilities cost in Ellsworth County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Ellsworth County is approximately $254. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Ellsworth County?›

To comfortably afford the median rent and utilities in Ellsworth County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $38,560 per year.