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Ellsworth County Mortgage Calculator

Estimate your true cost of homeownership in Ellsworth County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,254
P&I Payment$740
Taxes & Ins$259
Utilities$254
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Mortgage Details

$135,580
Local Median: $135,580
$27,116 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,254

Monthly Breakdown

Principal & Interest
$740
Property Taxes
$158
Homeowners Ins.
$101
Utilities
$254

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$158,012

Local Housing Facts for Ellsworth County

  • ·Median home value: $135,580 (adjusted for current market conditions)
  • ·Est. property taxes: $1,896/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,216/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,051/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ellsworth County?

Based on the local median home value, estimated real estate property taxes in Ellsworth County are around $1,896 per year.

What is the average home price in Ellsworth County?

The median home value in Ellsworth County is currently estimated at $135,580.

How much does homeowners insurance cost in Ellsworth County?

For a median priced home, homeowners insurance in Ellsworth County averages around $1,216 annually.

What is the true total cost of owning a home in Ellsworth County?

True homeownership costs go beyond principal and interest. In Ellsworth County, a typical homeowner with a median-priced home of $135,580 can expect to pay roughly $1,896/yr in property taxes, $1,216/yr for homeowners insurance, and $3,051/yr in energy utilities. That adds approximately $514 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.