Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Ellsworth Mortgage Calculator

Estimate your true cost of homeownership in Ellsworth with localized property taxes, insurance, and utility data.

← Back to Ellsworth Hub
Est. Total Monthly Cost
$2,318
P&I Payment$1,876
Taxes & Ins$245
Utilities$197
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Ellsworth scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$355,286
Local Median: $355,286
$71,057 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,318

Monthly Breakdown

Principal & Interest
$1,876
Property Taxes
$152
Homeowners Ins.
$93
Utilities
$197

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$391,173

Local Housing Facts for Ellsworth

  • ·Median home value: $355,286 (adjusted for current market conditions)
  • ·Est. property taxes: $1,823/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,117/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,358/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ellsworth?

Based on the local median home value, estimated real estate property taxes in Ellsworth are around $1,823 per year.

What is the average home price in Ellsworth?

The median home value in Ellsworth is currently estimated at $355,286.

How much does homeowners insurance cost in Ellsworth?

For a median priced home, homeowners insurance in Ellsworth averages around $1,117 annually.

What is the true total cost of owning a home in Ellsworth?

True homeownership costs go beyond principal and interest. In Ellsworth, a typical homeowner with a median-priced home of $355,286 can expect to pay roughly $1,823/yr in property taxes, $1,117/yr for homeowners insurance, and $2,358/yr in energy utilities. That adds approximately $442 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.