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Ellsworth Mortgage Calculator

Estimate your true cost of homeownership in Ellsworth with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,478
P&I Payment$889
Taxes & Ins$304
Utilities$286
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Mortgage Details

$167,077
Local Median: $167,077
$33,415 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,478

Monthly Breakdown

Principal & Interest
$889
Property Taxes
$229
Homeowners Ins.
$74
Utilities
$286

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$186,276

Local Housing Facts for Ellsworth

  • ·Median home value: $167,077 (adjusted for current market conditions)
  • ·Est. property taxes: $2,753/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $893/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,430/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ellsworth?

Based on the local median home value, estimated real estate property taxes in Ellsworth are around $2,753 per year.

What is the average home price in Ellsworth?

The median home value in Ellsworth is currently estimated at $167,077.

How much does homeowners insurance cost in Ellsworth?

For a median priced home, homeowners insurance in Ellsworth averages around $893 annually.

What is the true total cost of owning a home in Ellsworth?

True homeownership costs go beyond principal and interest. In Ellsworth, a typical homeowner with a median-priced home of $167,077 can expect to pay roughly $2,753/yr in property taxes, $893/yr for homeowners insurance, and $3,430/yr in energy utilities. That adds approximately $590 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.