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Learn about the people, housing, costs and businesses in Elsie, Michigan
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Elsie.
True all-in cost — P&I, taxes, insurance & utilities for homes in Elsie.
Find and compare lenders active near Elsie.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Elsie.
Seismic risk and earthquake insurance estimates for Elsie.
Wildfire exposure and insurance estimates for Elsie.
As of today, the 30-year fixed mortgage rate for Elsie is approximately 6.996% (7.039% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ElsieThe median home value in Elsie is $162k. The median monthly rent is $832. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Elsie have decreased 10.1% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $834/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Elsie is $63k/year.
Calculate your buying powerThe largest employment sectors in Elsie are retail (18%) and public administration (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.