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Learn about the people, housing, costs and businesses in Elyria, Kansas
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Elyria.
True all-in cost — P&I, taxes, insurance & utilities for homes in Elyria.
Find and compare lenders active near Elyria.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Elyria.
Seismic risk and earthquake insurance estimates for Elyria.
Wildfire exposure and insurance estimates for Elyria.
As of today, the 30-year fixed mortgage rate for Elyria is approximately 6.958% (6.999% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ElyriaThe median home value in Elyria is $213k. The median monthly rent is $809. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Elyria have increased 16.9% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $970/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $42k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Elyria is $80k/year.
Calculate your buying powerThe largest employment sectors in Elyria are public administration (23%) and retail (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.