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Learn about the people, housing, costs and businesses in Encantada-Ranchito-El Calaboz, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Encantada-Ranchito-El Calaboz.
True all-in cost — P&I, taxes, insurance & utilities for homes in Encantada-Ranchito-El Calaboz.
Find and compare lenders active near Encantada-Ranchito-El Calaboz.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Encantada-Ranchito-El Calaboz.
Seismic risk and earthquake insurance estimates for Encantada-Ranchito-El Calaboz.
Wildfire exposure and insurance estimates for Encantada-Ranchito-El Calaboz.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Encantada-Ranchito-El Calaboz is approximately 6.953% (6.994% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Encantada-Ranchito-El CalabozThe median home value in Encantada-Ranchito-El Calaboz is $80k. The median monthly rent is $782. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Encantada-Ranchito-El Calaboz have increased 28.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $609/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $26k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Encantada-Ranchito-El Calaboz is $40k/year.
Calculate your buying powerThe largest employment sectors in Encantada-Ranchito-El Calaboz are public administration (29%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.