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Ennis Mortgage Calculator

Estimate your true cost of homeownership in Ennis with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,158
P&I Payment$1,618
Taxes & Ins$454
Utilities$86
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Mortgage Details

$304,148
Local Median: $304,148
$60,830 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,158

Monthly Breakdown

Principal & Interest
$1,618
Property Taxes
$338
Homeowners Ins.
$116
Utilities
$86

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$339,098

Local Housing Facts for Ennis

  • ·Median home value: $304,148 (adjusted for current market conditions)
  • ·Est. property taxes: $4,055/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,391/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,034/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ennis?

Based on the local median home value, estimated real estate property taxes in Ennis are around $4,055 per year.

What is the average home price in Ennis?

The median home value in Ennis is currently estimated at $304,148.

How much does homeowners insurance cost in Ennis?

For a median priced home, homeowners insurance in Ennis averages around $1,391 annually.

What is the true total cost of owning a home in Ennis?

True homeownership costs go beyond principal and interest. In Ennis, a typical homeowner with a median-priced home of $304,148 can expect to pay roughly $4,055/yr in property taxes, $1,391/yr for homeowners insurance, and $1,034/yr in energy utilities. That adds approximately $540 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.