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Learn about the people, housing, costs and businesses in Ernest, Pennsylvania
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Ernest.
True all-in cost — P&I, taxes, insurance & utilities for homes in Ernest.
Find and compare lenders active near Ernest.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Ernest.
Seismic risk and earthquake insurance estimates for Ernest.
Wildfire exposure and insurance estimates for Ernest.
As of today, the 30-year fixed mortgage rate for Ernest is approximately 7.023% (7.064% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ErnestThe median home value in Ernest is $208k. The median monthly rent is $719. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Ernest have increased 14.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $699/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Ernest is $61k/year.
Calculate your buying powerThe largest employment sectors in Ernest are public administration (21%) and retail (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.