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Learn about the people, housing, costs and businesses in Erwin, North Carolina
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Erwin.
True all-in cost — P&I, taxes, insurance & utilities for homes in Erwin.
Find and compare lenders active near Erwin.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Erwin.
Seismic risk and earthquake insurance estimates for Erwin.
Wildfire exposure and insurance estimates for Erwin.
As of today, the 30-year fixed mortgage rate for Erwin is approximately 6.959% (6.997% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ErwinThe median home value in Erwin is $162k. The median monthly rent is $1,078. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Erwin have increased 11.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $942/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $40k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Erwin is $50k/year.
Calculate your buying powerThe largest employment sectors in Erwin are public administration (20%) and wholesale trade (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.