Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Evansville Mortgage Calculator

Estimate your true cost of homeownership in Evansville with localized property taxes, insurance, and utility data.

← Back to Evansville Hub
Est. Total Monthly Cost
$1,549
P&I Payment$1,185
Taxes & Ins$155
Utilities$209
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Evansville scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$224,726
Local Median: $224,726
$44,945 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,549

Monthly Breakdown

Principal & Interest
$1,185
Property Taxes
$64
Homeowners Ins.
$92
Utilities
$209

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$246,862

Local Housing Facts for Evansville

  • ·Median home value: $224,726 (adjusted for current market conditions)
  • ·Est. property taxes: $762/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,101/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,509/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Evansville?

Based on the local median home value, estimated real estate property taxes in Evansville are around $762 per year.

What is the average home price in Evansville?

The median home value in Evansville is currently estimated at $224,726.

How much does homeowners insurance cost in Evansville?

For a median priced home, homeowners insurance in Evansville averages around $1,101 annually.

What is the true total cost of owning a home in Evansville?

True homeownership costs go beyond principal and interest. In Evansville, a typical homeowner with a median-priced home of $224,726 can expect to pay roughly $762/yr in property taxes, $1,101/yr for homeowners insurance, and $2,509/yr in energy utilities. That adds approximately $364 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.