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Falmouth Mortgage Calculator

Estimate your true cost of homeownership in Falmouth with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,114
P&I Payment$2,578
Taxes & Ins$316
Utilities$220
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Mortgage Details

$490,234
Local Median: $490,234
$98,047 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,114

Monthly Breakdown

Principal & Interest
$2,578
Property Taxes
$214
Homeowners Ins.
$103
Utilities
$220

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$535,880

Local Housing Facts for Falmouth

  • ·Median home value: $490,234 (adjusted for current market conditions)
  • ·Est. property taxes: $2,566/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,230/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,635/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Falmouth?

Based on the local median home value, estimated real estate property taxes in Falmouth are around $2,566 per year.

What is the average home price in Falmouth?

The median home value in Falmouth is currently estimated at $490,234.

How much does homeowners insurance cost in Falmouth?

For a median priced home, homeowners insurance in Falmouth averages around $1,230 annually.

What is the true total cost of owning a home in Falmouth?

True homeownership costs go beyond principal and interest. In Falmouth, a typical homeowner with a median-priced home of $490,234 can expect to pay roughly $2,566/yr in property taxes, $1,230/yr for homeowners insurance, and $2,635/yr in energy utilities. That adds approximately $536 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.