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Learn about the people, housing, costs and businesses in Fay, Oklahoma
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Fay.
True all-in cost — P&I, taxes, insurance & utilities for homes in Fay.
Find and compare lenders active near Fay.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Fay.
Seismic risk and earthquake insurance estimates for Fay.
Wildfire exposure and insurance estimates for Fay.
As of today, the 30-year fixed mortgage rate for Fay is approximately 6.939% (6.977% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for FayThe median home value in Fay is $147k. The median monthly rent is $1,029. Annual property taxes average $841. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $694/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Fay is $60k/year.
Calculate your buying powerThe largest employment sectors in Fay are public administration (27%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.