Local
Learn about the people, housing, costs and businesses in Fence Lake, New Mexico
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Fence Lake.
True all-in cost — P&I, taxes, insurance & utilities for homes in Fence Lake.
Find and compare lenders active near Fence Lake.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Fence Lake.
Seismic risk and earthquake insurance estimates for Fence Lake.
Wildfire exposure and insurance estimates for Fence Lake.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Fence Lake is approximately 6.995% (7.035% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Fence LakeThe median home value in Fence Lake is $161k. The median monthly rent is $784. Annual property taxes average $697. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Fence Lake have increased 19.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $788/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Fence Lake is $66k/year.
Calculate your buying powerThe largest employment sectors in Fence Lake are public administration (24%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.