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Learn about the people, housing, costs and businesses in Fertile, Iowa
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Fertile.
True all-in cost — P&I, taxes, insurance & utilities for homes in Fertile.
Find and compare lenders active near Fertile.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Fertile.
Seismic risk and earthquake insurance estimates for Fertile.
Wildfire exposure and insurance estimates for Fertile.
As of today, the 30-year fixed mortgage rate for Fertile is approximately 6.875% (6.910% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for FertileThe median home value in Fertile is $180k. The median monthly rent is $913. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Fertile have increased 11.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $808/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Fertile is $96k/year.
Calculate your buying powerThe largest employment sectors in Fertile are public administration (29%) and wholesale trade (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.