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Fillmore County Mortgage Calculator

Estimate your true cost of homeownership in Fillmore County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,936
P&I Payment$1,391
Taxes & Ins$272
Utilities$273
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Mortgage Details

$261,594
Local Median: $261,594
$52,319 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,936

Monthly Breakdown

Principal & Interest
$1,391
Property Taxes
$176
Homeowners Ins.
$95
Utilities
$273

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$291,654

Local Housing Facts for Fillmore County

  • ·Median home value: $261,594 (adjusted for current market conditions)
  • ·Est. property taxes: $2,115/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,144/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,275/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Fillmore County?

Based on the local median home value, estimated real estate property taxes in Fillmore County are around $2,115 per year.

What is the average home price in Fillmore County?

The median home value in Fillmore County is currently estimated at $261,594.

How much does homeowners insurance cost in Fillmore County?

For a median priced home, homeowners insurance in Fillmore County averages around $1,144 annually.

What is the true total cost of owning a home in Fillmore County?

True homeownership costs go beyond principal and interest. In Fillmore County, a typical homeowner with a median-priced home of $261,594 can expect to pay roughly $2,115/yr in property taxes, $1,144/yr for homeowners insurance, and $3,275/yr in energy utilities. That adds approximately $545 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.