Safe Rate Local

Cost of Living in Fillmore County

Is it better to rent or buy in Fillmore County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

← Back to Fillmore County Hub

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$77,330
$714/mo

Median in area: $714

$145,627

Median in area: $145,627

$29,125

If you Rent

🔑
$965 /mo
Base Rent$714
Est. Utilities$251
% of Income15.0%
Pre-tax Residual$5,479

If you Buy

🏠
$1,318 /mo
P&I (7.183%)$789
Taxes & Ins$278
Est. Utilities$251
% of Income20.5%
Pre-tax Residual$5,126

Compare Nearby Areas

See how Fillmore County stacks up against neighboring areas.

Cost of Living FAQs

Is it cheaper to rent or buy in Fillmore County?

Based on median housing data, renting is currently more affordable on a monthly basis in Fillmore County. The estimated all-in monthly cost for renting is $965, while owning a median-priced home with a 20% down payment is roughly $1,318 per month (a difference of $353).

How much do utilities cost in Fillmore County?

The average monthly utility cost (electricity and natural gas) for a typical home in Fillmore County is approximately $251. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Fillmore County?

To comfortably afford the median rent and utilities in Fillmore County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $38,600 per year.