Safe Rate Local

Cost of Living in Flagler County

Is it better to rent or buy in Flagler County? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

← Back to Flagler County Hub

Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$77,448
$1,677/mo

Median in area: $1,677

$372,476

Median in area: $372,476

$74,495

If you Rent

🔑
$1,820 /mo
Base Rent$1,677
Est. Utilities$143
% of Income28.2%
Pre-tax Residual$4,634

If you Buy

🏠
$2,548 /mo
P&I (6.978%)$1,978
Taxes & Ins$427
Est. Utilities$143
% of Income39.5%
Pre-tax Residual$3,906

Compare Nearby Areas

See how Flagler County stacks up against neighboring areas.

countyPutnam County, FL
$894/mo
countySt. Johns County, FL
$2,258/mo
countyVolusia County, FL
$1,603/mo

Cost of Living FAQs

Is it cheaper to rent or buy in Flagler County?›

Based on median housing data, renting is currently more affordable on a monthly basis in Flagler County. The estimated all-in monthly cost for renting is $1,820, while owning a median-priced home with a 20% down payment is roughly $2,548 per month (a difference of $728).

How much do utilities cost in Flagler County?›

The average monthly utility cost (electricity and natural gas) for a typical home in Flagler County is approximately $143. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Flagler County?›

To comfortably afford the median rent and utilities in Flagler County without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $72,800 per year.