Local
Learn about the people, housing, costs and businesses in Fleming Island, Florida
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Fleming Island.
True all-in cost — P&I, taxes, insurance & utilities for homes in Fleming Island.
Find and compare lenders active near Fleming Island.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Fleming Island.
Seismic risk and earthquake insurance estimates for Fleming Island.
Wildfire exposure and insurance estimates for Fleming Island.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Fleming Island is approximately 6.942% (6.980% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Fleming IslandThe median home value in Fleming Island is $413k. The median monthly rent is $2,168. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Fleming Island have increased 24.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,777/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $76k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Fleming Island is $121k/year.
Calculate your buying powerThe largest employment sectors in Fleming Island are public administration (28%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.