Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Florence County Mortgage Calculator

Estimate your true cost of homeownership in Florence County with localized property taxes, insurance, and utility data.

← Back to Florence County Hub
Est. Total Monthly Cost
$1,402
P&I Payment$1,096
Taxes & Ins$139
Utilities$167
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Florence County scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$206,402
Local Median: $206,402
$41,280 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,402

Monthly Breakdown

Principal & Interest
$1,096
Property Taxes
$64
Homeowners Ins.
$75
Utilities
$167

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$229,322

Local Housing Facts for Florence County

  • ·Median home value: $206,402 (adjusted for current market conditions)
  • ·Est. property taxes: $771/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $902/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,006/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Florence County?

Based on the local median home value, estimated real estate property taxes in Florence County are around $771 per year.

What is the average home price in Florence County?

The median home value in Florence County is currently estimated at $206,402.

How much does homeowners insurance cost in Florence County?

For a median priced home, homeowners insurance in Florence County averages around $902 annually.

What is the true total cost of owning a home in Florence County?

True homeownership costs go beyond principal and interest. In Florence County, a typical homeowner with a median-priced home of $206,402 can expect to pay roughly $771/yr in property taxes, $902/yr for homeowners insurance, and $2,006/yr in energy utilities. That adds approximately $307 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.