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Learn about the people, housing, costs and businesses across Florida
Select a topic to explore real data for Florida.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Florida.
Estimate payments for homes in Florida.
People, housing & businesses in Florida.
Find and compare lenders active near Florida.
Homeowners, flood & wildfire estimates for Florida.
Income, rent and all-in ownership costs for Florida.
FEMA flood zones and flood insurance estimates for Florida.
Seismic risk and earthquake insurance estimates for Florida.
Wildfire exposure and insurance estimates for Florida.
As of today, the 30-year fixed mortgage rate for Florida is approximately 6.831% (6.885% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for FloridaThe median home value in Florida is $386k. The median monthly rent is $1,774. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Florida have increased 19.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,570/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $67k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Florida is $82k/year.
Calculate your buying powerThe largest employment sectors in Florida are public administration (21%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.