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Flower Mound Mortgage Calculator

Estimate your true cost of homeownership in Flower Mound with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,573
P&I Payment$3,419
Taxes & Ins$932
Utilities$223
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Mortgage Details

$653,564
Local Median: $653,564
$130,713 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,573

Monthly Breakdown

Principal & Interest
$3,419
Property Taxes
$683
Homeowners Ins.
$249
Utilities
$223

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$707,883

Local Housing Facts for Flower Mound

  • ·Median home value: $653,564 (adjusted for current market conditions)
  • ·Est. property taxes: $8,191/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,992/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,673/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Flower Mound?

Based on the local median home value, estimated real estate property taxes in Flower Mound are around $8,191 per year.

What is the average home price in Flower Mound?

The median home value in Flower Mound is currently estimated at $653,564.

How much does homeowners insurance cost in Flower Mound?

For a median priced home, homeowners insurance in Flower Mound averages around $2,992 annually.

What is the true total cost of owning a home in Flower Mound?

True homeownership costs go beyond principal and interest. In Flower Mound, a typical homeowner with a median-priced home of $653,564 can expect to pay roughly $8,191/yr in property taxes, $2,992/yr for homeowners insurance, and $2,673/yr in energy utilities. That adds approximately $1,155 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.