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Foley Mortgage Calculator

Estimate your true cost of homeownership in Foley with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$2,491

P&I Payment$1,751

Taxes & Ins$577

Utilities$163

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Mortgage Details

Home Price$330,814

Local Median: $330,814

Down Payment$66,163 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$788

Homeowners Ins. / yr$6,132

Include Flood InsuranceOptional

Estimated based on Foley FEMA risk profiles.

Include Est. Utilities$1,957/yr

Based on DOE LEAD data for Foley.

Monthly$2,491

Monthly Breakdown

Principal & Interest

$1,751

Property Taxes

$66

Homeowners Ins.

$511

Utilities

$163

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$365,824

Local Housing Facts for Foley

·Median home value: $330,814 (adjusted for current market conditions)
·Est. property taxes: $788/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $6,132/yr — based on local per-$1K premium rates
·Energy utilities: $1,957/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Foley?

Based on the local median home value, estimated real estate property taxes in Foley are around $788 per year.

What is the average home price in Foley?

The median home value in Foley is currently estimated at $330,814.

How much does homeowners insurance cost in Foley?

For a median priced home, homeowners insurance in Foley averages around $6,132 annually.

What is the true total cost of owning a home in Foley?

True homeownership costs go beyond principal and interest. In Foley, a typical homeowner with a median-priced home of $330,814 can expect to pay roughly $788/yr in property taxes, $6,132/yr for homeowners insurance, and $1,957/yr in energy utilities. That adds approximately $740 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.