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Learn about the people, housing, costs and businesses in Folsom-Cordova, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Folsom-Cordova.
True all-in cost — P&I, taxes, insurance & utilities for homes in Folsom-Cordova.
Find and compare lenders active near Folsom-Cordova.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Folsom-Cordova.
Seismic risk and earthquake insurance estimates for Folsom-Cordova.
Wildfire exposure and insurance estimates for Folsom-Cordova.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Folsom-Cordova is approximately 6.817% (6.850% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Folsom-CordovaThe median home value in Folsom-Cordova is $550k. The median monthly rent is $1,923. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Folsom-Cordova have increased 8.8% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,001/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $86k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Folsom-Cordova is $116k/year.
Calculate your buying powerThe largest employment sectors in Folsom-Cordova are public administration (21%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.