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Learn about the people, housing, costs and businesses in Fort Garland, Colorado
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Fort Garland.
True all-in cost — P&I, taxes, insurance & utilities for homes in Fort Garland.
Find and compare lenders active near Fort Garland.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Fort Garland.
Seismic risk and earthquake insurance estimates for Fort Garland.
Wildfire exposure and insurance estimates for Fort Garland.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Fort Garland is approximately 6.960% (6.998% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Fort GarlandThe median home value in Fort Garland is $249k. The median monthly rent is $1,065. Annual property taxes average $808. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $718/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $31k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Fort Garland is $39k/year.
Calculate your buying powerThe largest employment sectors in Fort Garland are public administration (20%) and agriculture and mining (19%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.