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Fort Kent Mortgage Calculator

Estimate your true cost of homeownership in Fort Kent with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,396
P&I Payment$1,016
Taxes & Ins$234
Utilities$145
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Mortgage Details

$191,452
Local Median: $191,452
$38,290 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,396

Monthly Breakdown

Principal & Interest
$1,016
Property Taxes
$193
Homeowners Ins.
$41
Utilities
$145

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$212,749

Local Housing Facts for Fort Kent

  • ·Median home value: $191,452 (adjusted for current market conditions)
  • ·Est. property taxes: $2,317/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $495/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,739/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Fort Kent?

Based on the local median home value, estimated real estate property taxes in Fort Kent are around $2,317 per year.

What is the average home price in Fort Kent?

The median home value in Fort Kent is currently estimated at $191,452.

How much does homeowners insurance cost in Fort Kent?

For a median priced home, homeowners insurance in Fort Kent averages around $495 annually.

What is the true total cost of owning a home in Fort Kent?

True homeownership costs go beyond principal and interest. In Fort Kent, a typical homeowner with a median-priced home of $191,452 can expect to pay roughly $2,317/yr in property taxes, $495/yr for homeowners insurance, and $1,739/yr in energy utilities. That adds approximately $379 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.