Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Fort Worth Mortgage Calculator

Estimate your true cost of homeownership in Fort Worth with localized property taxes, insurance, and utility data.

← Back to Fort Worth Hub
Est. Total Monthly Cost
$2,389
P&I Payment$1,712
Taxes & Ins$575
Utilities$102
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Fort Worth scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$324,547
Local Median: $324,547
$64,909 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,389

Monthly Breakdown

Principal & Interest
$1,712
Property Taxes
$400
Homeowners Ins.
$175
Utilities
$102

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$356,578

Local Housing Facts for Fort Worth

  • ·Median home value: $324,547 (adjusted for current market conditions)
  • ·Est. property taxes: $4,799/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,104/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,228/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Fort Worth?

Based on the local median home value, estimated real estate property taxes in Fort Worth are around $4,799 per year.

What is the average home price in Fort Worth?

The median home value in Fort Worth is currently estimated at $324,547.

How much does homeowners insurance cost in Fort Worth?

For a median priced home, homeowners insurance in Fort Worth averages around $2,104 annually.

What is the true total cost of owning a home in Fort Worth?

True homeownership costs go beyond principal and interest. In Fort Worth, a typical homeowner with a median-priced home of $324,547 can expect to pay roughly $4,799/yr in property taxes, $2,104/yr for homeowners insurance, and $1,228/yr in energy utilities. That adds approximately $678 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.