Local
Learn about the people, housing, costs and businesses in Four Bears, North Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Four Bears.
True all-in cost — P&I, taxes, insurance & utilities for homes in Four Bears.
Find and compare lenders active near Four Bears.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Four Bears.
Seismic risk and earthquake insurance estimates for Four Bears.
Wildfire exposure and insurance estimates for Four Bears.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Four Bears is approximately 6.872% (6.907% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Four BearsThe median home value in Four Bears is $164k. The median monthly rent is $806. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Four Bears have increased 16.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $757/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $32k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Four Bears is $60k/year.
Calculate your buying powerThe largest employment sectors in Four Bears are public administration (26%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.