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Learn about the people, housing, costs and businesses in Four Points, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Four Points.
True all-in cost — P&I, taxes, insurance & utilities for homes in Four Points.
Find and compare lenders active near Four Points.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Four Points.
Seismic risk and earthquake insurance estimates for Four Points.
Wildfire exposure and insurance estimates for Four Points.
As of today, the 30-year fixed mortgage rate for Four Points is approximately 6.946% (6.984% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Four PointsThe median home value in Four Points is $184k. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Four Points have increased 12.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $472/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $20k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Four Points is $79k/year.
Calculate your buying powerThe largest employment sectors in Four Points are information and media (29%) and finance and insurance (25%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.