Safe Rate Local
Learn about the people, housing, costs and businesses in Franklin County County
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Franklin County.
True all-in cost — P&I, taxes, insurance & utilities for homes in Franklin County.
Find and compare lenders active near Franklin County.
FEMA flood zones and flood insurance estimates for Franklin County.
Seismic risk and earthquake insurance estimates for Franklin County.
Wildfire exposure and insurance estimates for Franklin County.
As of today, the 30-year fixed mortgage rate for Franklin County is approximately 6.908% (6.953% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Franklin CountyThe median home value in Franklin County is $304k. The median monthly rent is $1,357. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Franklin County have increased 15.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,448/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $62k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Franklin County is $85k/year.
Calculate your buying powerThe largest employment sectors in Franklin County are public administration (25%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas