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Franklin Parish Mortgage Calculator

Estimate your true cost of homeownership in Franklin Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$865
P&I Payment$560
Taxes & Ins$84
Utilities$220
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Mortgage Details

$105,461
Local Median: $105,461
$21,092 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$865

Monthly Breakdown

Principal & Interest
$560
Property Taxes
$35
Homeowners Ins.
$49
Utilities
$220

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$117,274

Local Housing Facts for Franklin Parish

  • ·Median home value: $105,461 (adjusted for current market conditions)
  • ·Est. property taxes: $417/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $592/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,645/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Franklin Parish?

Based on the local median home value, estimated real estate property taxes in Franklin Parish are around $417 per year.

What is the average home price in Franklin Parish?

The median home value in Franklin Parish is currently estimated at $105,461.

How much does homeowners insurance cost in Franklin Parish?

For a median priced home, homeowners insurance in Franklin Parish averages around $592 annually.

What is the true total cost of owning a home in Franklin Parish?

True homeownership costs go beyond principal and interest. In Franklin Parish, a typical homeowner with a median-priced home of $105,461 can expect to pay roughly $417/yr in property taxes, $592/yr for homeowners insurance, and $2,645/yr in energy utilities. That adds approximately $305 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.