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Learn about the people, housing, costs and businesses in Fredericksburg County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Fredericksburg.
Estimate payments for homes in Fredericksburg.
People, housing & businesses in Fredericksburg.
Find and compare lenders active near Fredericksburg.
Homeowners, flood & wildfire estimates for Fredericksburg.
Income, rent and all-in ownership costs for Fredericksburg.
FEMA flood zones and flood insurance estimates for Fredericksburg.
Seismic risk and earthquake insurance estimates for Fredericksburg.
Wildfire exposure and insurance estimates for Fredericksburg.
As of today, the 30-year fixed mortgage rate for Fredericksburg is approximately 6.890% (6.914% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for FredericksburgThe median home value in Fredericksburg is $498k. The median monthly rent is $1,571. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Fredericksburg have increased 18.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,713/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $73k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Fredericksburg is $91k/year.
Calculate your buying powerThe largest employment sectors in Fredericksburg are public administration (22%) and healthcare (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas