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Learn about the people, housing, costs and businesses in Spotsylvania County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Spotsylvania County.
Estimate payments for homes in Spotsylvania County.
People, housing & businesses in Spotsylvania County.
Find and compare lenders active near Spotsylvania County.
Homeowners, flood & wildfire estimates for Spotsylvania County.
Income, rent and all-in ownership costs for Spotsylvania County.
FEMA flood zones and flood insurance estimates for Spotsylvania County.
Seismic risk and earthquake insurance estimates for Spotsylvania County.
Wildfire exposure and insurance estimates for Spotsylvania County.
As of today, the 30-year fixed mortgage rate for Spotsylvania County is approximately 6.890% (6.914% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Spotsylvania CountyThe median home value in Spotsylvania County is $415k. The median monthly rent is $1,796. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Spotsylvania County have increased 19.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,808/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $77k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Spotsylvania County is $115k/year.
Calculate your buying powerThe largest employment sectors in Spotsylvania County are public administration (21%) and healthcare (15%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas