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Learn about the people, housing, costs and businesses in Freeman Spur, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Freeman Spur.
True all-in cost — P&I, taxes, insurance & utilities for homes in Freeman Spur.
Find and compare lenders active near Freeman Spur.
FEMA flood zones and flood insurance estimates for Freeman Spur.
Seismic risk and earthquake insurance estimates for Freeman Spur.
Wildfire exposure and insurance estimates for Freeman Spur.
As of today, the 30-year fixed mortgage rate for Freeman Spur is approximately 6.994% (7.003% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Freeman SpurThe median home value in Freeman Spur is $141k. The median monthly rent is $905. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Freeman Spur have increased 25.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $951/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $41k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Freeman Spur is $80k/year.
Calculate your buying powerThe largest employment sectors in Freeman Spur are public administration (27%) and wholesale trade (7%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.