Local
Learn about the people, housing, costs and businesses in Friday Harbor, Washington
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Friday Harbor.
True all-in cost — P&I, taxes, insurance & utilities for homes in Friday Harbor.
Find and compare lenders active near Friday Harbor.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Friday Harbor.
Seismic risk and earthquake insurance estimates for Friday Harbor.
Wildfire exposure and insurance estimates for Friday Harbor.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Friday Harbor is approximately 6.812% (6.845% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Friday HarborThe median home value in Friday Harbor is $665k. The median monthly rent is $1,673. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Friday Harbor have increased 5.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,717/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $74k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Friday Harbor is $81k/year.
Calculate your buying powerThe largest employment sectors in Friday Harbor are public administration (16%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.