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Fridley Mortgage Calculator

Estimate your true cost of homeownership in Fridley with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,273
P&I Payment$1,718
Taxes & Ins$397
Utilities$158
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Mortgage Details

$323,708
Local Median: $323,708
$64,742 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,273

Monthly Breakdown

Principal & Interest
$1,718
Property Taxes
$275
Homeowners Ins.
$123
Utilities
$158

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$359,654

Local Housing Facts for Fridley

  • ·Median home value: $323,708 (adjusted for current market conditions)
  • ·Est. property taxes: $3,296/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,472/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,891/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Fridley?

Based on the local median home value, estimated real estate property taxes in Fridley are around $3,296 per year.

What is the average home price in Fridley?

The median home value in Fridley is currently estimated at $323,708.

How much does homeowners insurance cost in Fridley?

For a median priced home, homeowners insurance in Fridley averages around $1,472 annually.

What is the true total cost of owning a home in Fridley?

True homeownership costs go beyond principal and interest. In Fridley, a typical homeowner with a median-priced home of $323,708 can expect to pay roughly $3,296/yr in property taxes, $1,472/yr for homeowners insurance, and $1,891/yr in energy utilities. That adds approximately $555 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.