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Learn about the people, housing, costs and businesses in Fruitdale, South Dakota
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Fruitdale.
True all-in cost — P&I, taxes, insurance & utilities for homes in Fruitdale.
Find and compare lenders active near Fruitdale.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Fruitdale.
Seismic risk and earthquake insurance estimates for Fruitdale.
Wildfire exposure and insurance estimates for Fruitdale.
As of today, the 30-year fixed mortgage rate for Fruitdale is approximately 6.935% (6.973% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for FruitdaleThe median home value in Fruitdale is $194k. The median monthly rent is $938. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Fruitdale have increased 17.3% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $873/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $37k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Fruitdale is $69k/year.
Calculate your buying powerThe largest employment sectors in Fruitdale are public administration (24%) and retail (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.