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Learn about the people, housing, costs and businesses in Gaines County County
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gaines County.
Estimate payments for homes in Gaines County.
People, housing & businesses in Gaines County.
Find and compare lenders active near Gaines County.
Homeowners, flood & wildfire estimates for Gaines County.
Income, rent and all-in ownership costs for Gaines County.
FEMA flood zones and flood insurance estimates for Gaines County.
Seismic risk and earthquake insurance estimates for Gaines County.
Wildfire exposure and insurance estimates for Gaines County.
As of today, the 30-year fixed mortgage rate for Gaines County is approximately 7.067% (7.092% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Gaines CountyThe median home value in Gaines County is $215k. The median monthly rent is $813. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gaines County have increased 20.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $892/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $38k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gaines County is $75k/year.
Calculate your buying powerThe largest employment sectors in Gaines County are agriculture and mining (23%) and wholesale trade (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas