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Learn about the people, housing, costs and businesses in Gap, Pennsylvania
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gap.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gap.
Find and compare lenders active near Gap.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gap.
Seismic risk and earthquake insurance estimates for Gap.
Wildfire exposure and insurance estimates for Gap.
As of today, the 30-year fixed mortgage rate for Gap is approximately 6.901% (6.937% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GapThe median home value in Gap is $341k. The median monthly rent is $1,195. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gap have increased 24.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,400/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $60k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gap is $95k/year.
Calculate your buying powerThe largest employment sectors in Gap are retail (18%) and public administration (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.