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Learn about the people, housing, costs and businesses in Gardners, Pennsylvania
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gardners.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gardners.
Find and compare lenders active near Gardners.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gardners.
Seismic risk and earthquake insurance estimates for Gardners.
Wildfire exposure and insurance estimates for Gardners.
As of today, the 30-year fixed mortgage rate for Gardners is approximately 6.988% (7.027% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GardnersThe median home value in Gardners is $234k. The median monthly rent is $962. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gardners have increased 12.1% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,031/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gardners is $77k/year.
Calculate your buying powerThe largest employment sectors in Gardners are public administration (16%) and retail (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.