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Learn about the people, housing, costs and businesses in Gargatha, Virginia
Real local data across mortgage, insurance, natural hazard, and place.
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Gargatha.
True all-in cost — P&I, taxes, insurance & utilities for homes in Gargatha.
Find and compare lenders active near Gargatha.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Gargatha.
Seismic risk and earthquake insurance estimates for Gargatha.
Wildfire exposure and insurance estimates for Gargatha.
As of today, the 30-year fixed mortgage rate for Gargatha is approximately 6.900% (6.936% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GargathaThe median home value in Gargatha is $157k. The median monthly rent is $956. Annual property taxes average $716. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Gargatha have increased 26.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $780/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Gargatha is $72k/year.
Calculate your buying powerThe largest employment sectors in Gargatha are public administration (25%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.