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Learn about the people, housing, costs and businesses in Garibaldi, Oregon
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Garibaldi.
True all-in cost — P&I, taxes, insurance & utilities for homes in Garibaldi.
Find and compare lenders active near Garibaldi.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Garibaldi.
Seismic risk and earthquake insurance estimates for Garibaldi.
Wildfire exposure and insurance estimates for Garibaldi.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Garibaldi is approximately 6.924% (6.961% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for GaribaldiThe median home value in Garibaldi is $368k. The median monthly rent is $1,114. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Garibaldi have increased 4.6% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,041/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $45k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Garibaldi is $56k/year.
Calculate your buying powerThe largest employment sectors in Garibaldi are public administration (26%) and healthcare (11%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.